SEDCO, or Sunshine State Economic Development Corporation, is a nonprofit organization based in Florida. It is certified by the U.S. Small Business Administration (SBA) to manage the SBA 504 Loan Program. Established in 2016 from the merger of two experienced development corporations, SEDCO operates from its Clearwater headquarters and serves small businesses across the state. The organization focuses on economic development financing, aiming to support job creation and long-term investments in fixed assets. SEDCO offers SBA 504 loans, which provide long-term, fixed-rate financing for purchasing real estate, machinery, or equipment with a low down payment. Additionally, it provides financial advisory support to help businesses with loan structuring and expansion strategies. SEDCO collaborates with traditional lenders to create a funding model that reduces risk for lenders while allowing borrowers to maintain working capital.