Sbpay is a digital payment brand operating primarily in Chile, combining the services of Tarjeta Salcobrand and Tarjeta Preunic. It offers a comprehensive digital payment solution that goes beyond traditional credit card services. Sbpay provides VISA credit cards for purchases, cash advances, and automatic payments for various services. Users can manage their accounts digitally, view transaction histories, and simulate cash advances. Sbpay also facilitates online shopping at both national and international e-commerce platforms, even without a physical card. The brand is designed to serve a broad consumer base, focusing on individual users and potentially small businesses.