SBFC Finance Limited is a non-banking financial company based in Mumbai, established in 2008. It specializes in providing credit solutions to underserved small businesses and individuals. As a systemically important institution, SBFC operates without accepting public deposits, focusing on enhancing access to financial services for those who may face challenges with traditional banking. The company offers a range of services, including secured loans for micro, small, and medium enterprises, loans against gold for salaried professionals, and loan management services that support institutional lenders with collections and payment processing. SBFC employs a PhyGital approach, combining digital platforms with personal interactions to effectively serve customers across India. Its diverse customer base includes small business owners, self-employed individuals, and salaried professionals, supported by a dedicated workforce of 3,758 employees.