Sava Osiguranje AD Podgorica is a non-life insurance company based in Montenegro, operating as a direct subsidiary of Sava Re. They offer various insurance services, including property, liability, and vehicle insurance. Their target audience includes individuals and businesses seeking financial protection against unforeseen events. The unique selling proposition (USP) of Sava Osiguranje is its integration within the broader Sava Insurance Group, providing a comprehensive and customer-centric approach to insurance solutions, emphasizing security and quality of life through commitment and progress[1][2].