Santander Consumer USA is a prominent consumer finance company based in Dallas, Texas, specializing in vehicle financing and third-party servicing. As a wholly owned subsidiary of Santander Holdings USA, Inc., it operates under the larger umbrella of Banco Santander, S.A., a global banking leader. The company focuses on providing auto financing solutions, offering retail installment contracts for both new and used vehicles through partnerships with dealerships. Santander Consumer USA serves over 3 million customers across various credit profiles, including subprime borrowers, ensuring accessible financing options. Additionally, it provides loan servicing and portfolio management for external clients, leveraging its expertise in asset management. With an average managed asset portfolio of approximately $64 billion, Santander Consumer USA is recognized as a national leader in the auto finance market, emphasizing responsible lending and customer loyalty.