Russian Universal Bank was founded November 10, 1995 in the form of a limited liability company, officially registered by the Central Bank of the Russian Federation June 24, 1996, license number 3293 of the Central Bank of the Russian Federation to carry out banking operations in rubles and foreign currency. authorized capital currently 2,200 million rubles. Bank was established as a universal financial institution, offering a full suite of banking services, including payment services, loans and other banking products offered by the Russian and foreign currencies. Bank created a team of professionals with extensive and successful experience in the banking system. Management of the Bank - professional bank managers that value as its name and reputation of the Bank. Bank customers are large federal government and commercial enterprises, trading companies, businesses small and medium businesses, non-profit social, scientific, charitable organization. Relationships with customers bank builds on a partnership basis, involving an individual approach to each client, the right of all customers for quality, reliable and convenient banking services. Components of Russian success of Universal Bank are: - sound economic policies, focus on the work of the real sector of the economy, primarily with industry - cvoevremennoe carrying out calculations, the performance of all obligations to customers, the willingness to cooperate. - A sense of responsibility, commitment and desire to fulfill their obligations to creditors, counterparties and investors. priority for the Russian Universal Bank are: - improving the efficiency of customer service - credit and investment activities. Currently, a transition to a qualitatively new development policy of the Bank. In the future, the main financial growth will be achieved through better management and planning system, an integrated system of financial risk management. Despite the scale and complexity faced by Russian Universal Bank's objectives, there are all preconditions for its successful development.