Root, Inc. is a U.S.-based technology-driven insurance company that applies telematics and advanced data science to redesign how auto insurance is priced and delivered. Founded on the principle that premiums should reflect actual driving behavior rather than traditional demographic proxies, the company has accumulated tens of billions of miles of driving data to refine usage-based risk models and streamline underwriting. Its mobile-first approach allows customers to obtain quotes, share driving data and manage policies in one integrated digital environment, helping to reduce friction and processing time common in legacy insurance workflows. Recognition such as Best Insurance Innovation North America 2026 and Best Insurance Mobile App North America 2026 underscores Root’s role in redefining the insurtech category. The innovation award reflects the company’s continued development of behavior-based pricing models and multi-channel distribution, including direct-to-consumer, independent agents and embedded partnerships. The mobile app award highlights Root’s emphasis on user experience, from app-based test drives to policy servicing, which positions the platform as both a data engine and primary customer touchpoint. Together, these honors point to Root’s contribution to a more personalized, transparent and accessible insurance market across North America.