Ripio is a fintech company founded in 2013 in Argentina by Sebastian Serrano, Luciana Gruszeczka, and David Garcia. Originally launched as Bitpagos, Ripio has established itself as a leader in blockchain-based financial solutions in Latin America. The company focuses on providing cryptocurrency services and digital payments, aiming to enhance financial inclusion for underbanked populations. With over 200,000 users and 3,000 lenders, Ripio has achieved significant growth, reporting $1 million in monthly revenue and 100% year-on-year growth. Ripio offers a range of services, including the Ripio Wallet for buying, selling, and storing cryptocurrencies, and Ripio Credit, a lending platform that provides instant loans using cryptocurrency as collateral. The company also facilitates cross-border payments and ensures regulatory compliance across multiple jurisdictions. By partnering with industry leaders like BitPay and Binance, Ripio continues to expand its offerings and strengthen its position in the fintech ecosystem, with a mission to democratize financial access through innovative blockchain technology.