RFA Bank of Canada is a federally regulated Schedule I bank based in Toronto, part of the Realty Financial Advisors group. Established in 2019 through the acquisition of Street Capital Bank of Canada, it specializes in residential mortgage lending and financial products, managing over $26 billion in assets. The bank offers a range of services, including prime and alternative residential mortgages, which are distributed exclusively through mortgage brokers across Canada, except Quebec. It also provides Guaranteed Investment Certificates (GICs) that are CDIC-insured and sold through investment advisors. In addition to residential services, RFA Bank engages in commercial real estate services, including debt financing and asset management for various property types. RFA Bank of Canada serves both institutional clients and retail customers, focusing on leveraging technology and innovative financing strategies to compete with major banks. Its unique combination of commercial real estate expertise and residential lending positions it as a versatile player in the financial services sector.