RecargaPay is a Brazilian fintech company providing online money services. Founded in 2010 by Rodrigo Teijeiro, Alvaro Teijeiro, and Gustavo Victorica, it offers services like mobile recharges, bill payments, transport card recharges, and a prepaid MasterCard. The platform allows payments via credit/debit cards, PIX, or its wallet, which can be loaded without a bank account. RecargaPay targets both banked and unbanked individuals and small businesses. Its unique selling proposition is offering a comprehensive digital financial ecosystem accessible via mobile devices, empowering users to manage essential payments easily.