Ready Life is a black-owned fintech platform focused on generating and preserving wealth for underserved communities. The company aims to address historical challenges related to home ownership and financial empowerment, particularly for people of color. Ready Life's mission is to close the wealth gap by providing innovative financial solutions that challenge outdated credit scoring systems. The company offers a unique mortgage lending model that qualifies buyers based on good rental payment history instead of traditional credit scores, making home ownership more accessible. Additionally, Ready Pay enhances the financial experience for customers by improving financial literacy and providing a seamless user experience. Ready Life also offers educational resources to empower users in managing their finances effectively. Utilizing blockchain technology and payment solutions, Ready Life collaborates with partners to enhance its services. The company is committed to social impact, with Dr. Bernice A. King serving as the Advisory Council Chair, reflecting its dedication to supporting historically disadvantaged groups in achieving financial stability and home ownership.