Ratio is a financial technology company based in San Mateo, California, founded in 2021. It focuses on delivering innovative financial solutions tailored for SaaS and technology companies. Ratio aims to enhance the management of technology procurement and funding by integrating payments, predictive pricing, and financing into a unified platform. The company offers two main products: Ratio Boost and Ratio Trade. Ratio Boost is a buy-now-pay-later payment solution that provides flexible payment options for customers while allowing businesses to receive upfront payments. Ratio Trade offers non-dilutive upfront capital solutions, helping high-growth SaaS companies secure growth or working capital by leveraging their contracts. Ratio's platform has been recognized for improving sales processes and customer experiences, enabling clients to close deals quickly and enhance their annual recurring revenue. With a total funding of $415.3 million from various investors, Ratio is positioned as a leader in the competitive landscape of financial solutions for technology companies.