PVcomBank, officially known as Vietnam Public Joint-stock Commercial Bank, is a leading banking institution in Vietnam, established on September 16, 2013, through the merger of PetroVietnam Finance Joint Stock Corporation and Western Joint Stock Commercial Bank. Headquartered in Hanoi, the bank has a strong presence with over 113 transaction offices across major provinces and cities in Vietnam. PVcomBank offers a wide range of financial products and services for both individual and corporate clients. These include digital banking, various insurance products, personal and corporate loans, corporate credit facilities, and diverse account services. The bank focuses on key sectors such as oil and gas, power, and infrastructure, aiming to provide seamless banking experiences to meet the evolving needs of its customers. With total assets nearing VND100,000 billion and a charter capital of VND9,000 billion, PVcomBank is backed by significant shareholders, including Vietnam Oil and Gas Group and Morgan Stanley. The bank is committed to enhancing its IT infrastructure and has made strategic investments to support its growth in Vietnam's expanding banking sector.