MONIX is a Bangkok-based fintech company, a joint venture between SCBX and Abakus Group. It offers AI-powered digital lending solutions through its FINNIX app, providing instant loans with minimal documentation. MONIX targets underbanked individuals in Thailand, enhancing financial inclusion. Its unique selling proposition is the use of AI and machine learning to offer quick, accessible financial services, making it a leader in Thailand's digital lending space. The company aims to create opportunities for underserved populations, offering a max credit line of THB 100K with fast approvals and competitive APRs[1][3].