Komercn= banka, a.s. (KB) is a member of the Socit Gnrale Group (France) and ranks among the leading banking institutions in the Czech Republic and Central and Eastern Europe. Total assets: $41.5 billion (as of December 31, 2012). Net profit: $766 million (2010), $498 million (2011), $735 million (2012). KB is a universal bank providing a wide range of services in retail, corporate and investment banking. Member companies of Komercn= banka Group provide additional specialised financial services Ai such as pension fund and building society schemes, factoring, consumer lending and insurance Ai accessible through KB's branch network, its direct banking channels, and the subsidiaries' own sales networks.