KLM Axiva Finvest Limited is a non-banking financial company based in Ernakulam, Kerala, operating since 1997. Originally known as Needs Finvest Limited, it rebranded in 2014. The company serves over 100,000 customers through 685 branches across several states, including Kerala, Tamil Nadu, and Karnataka. The core offering is gold loans, which make up 66% of its ₹1,585 crore portfolio. KLM Axiva also provides microfinance and SME loans, along with personal loans, vehicle loans, foreign exchange, money transfer, and insurance brokerage services. The company focuses on building trust and security for individuals and small businesses, contributing to the socio-economic development of the regions it serves. With a vision to become a globally trusted institution, KLM Axiva emphasizes technology-driven services and strong corporate governance.