KKB Kredi Kayt Burosu is Turkey's first and only credit bureau, founded in 1995 by nine leading banks. It offers financial information services, including credit reports and risk management tools, to banks, factoring companies, leasing companies, insurance companies, and consumer financing companies[5]. Their target audience includes financial institutions and the real sector. Unique Selling Proposition (USP): KKB provides comprehensive credit data and risk analysis, enhancing operational efficiency for financial institutions and the real sector through innovative products like Findeks and the QR Code Cheque System[5].