In today's complicated marketplace, obtaining a mortgage can be a process that intimidates many Canadians. That's why now more than ever, it's essential to have an experienced, caring, professional mortgage team on your side to provide you with excellent advice for your mortgage needs. If you are renting, we will help you buy your first home. If you are an existing homeowner we will help you take advantage of your equity for various purposes: to consolidate your loans into one smaller payment, renovate, invest in other properties. If you own one property, we will help you buy your 2nd property and then your 3rd and then your fourth and beyond. With decades of combined experience and reviewing 100 mortgages per month, there is no scenario we have not seen, meaning there is no solution that we have not already provided. Above all, we only work for you, our clients. We are your Karista team. One Team One Dream - to Create a Positive Lasting Difference in your lives with Excellence through Caring.