Kafene is a fintech company based in New York, founded in 2019. It focuses on providing flexible ownership solutions through lease-to-own financing for various consumer goods. Kafene aims to empower underserved consumers by offering personalized pricing and instant approvals, utilizing advanced AI and machine learning technologies. The company offers a point-of-sale financing platform that enables merchants to provide lease-to-own options for both prime and nonprime consumers. Key features include personalized pricing tailored to individual risk profiles, a quick 60-second application process for instant approvals, and seamless integration for a smooth customer experience. Kafene's financing solutions cover a wide range of durable goods, including furniture, household appliances, electronics, and tires. Kafene has raised approximately $134.93 million in funding and has around 120 employees. The company has successfully generated over $150 million in incremental sales for its retail partners since its inception.