JUDI.AI is a fintech company based in Vancouver that specializes in AI-driven cash flow analysis and credit decisioning for small business lending. The company focuses on increasing access to capital for small businesses, addressing a common challenge they face. JUDI.AI aims to lead in decision automation for small business lending, particularly for community-based financial institutions. The company offers a cloud-based SaaS platform that combines consumer lending speed with commercial lending rigor. Key features include an AI-driven credit scoring engine that evaluates creditworthiness using real-time bank transaction data, a transaction categorization engine that organizes banking data, and a digital loan application interface with auto-fill and e-signature capabilities. JUDI.AI also provides continuous financial monitoring to give lenders real-time insights into the financial health of small businesses. The platform is trusted by over 35 community lenders, enabling them to deliver a fintech-like experience for small business loans.