Joust is an Australian company based in New South Wales that specializes in the financial services sector, particularly in the mortgage industry. It operates an online home loan marketplace that connects customers with lenders offering competitive mortgage rates. The company employs between 11 and 50 people and is known for its innovative approach to simplifying the home loan shopping experience. The core service of Joust is its online platform, which facilitates a transparent bidding process among lenders. Customers create anonymized profiles based on their credit score, employment history, and income, allowing lenders to compete for their business. This process typically lasts between one to five days and aims to save customers money over the loan term by providing lower rates. Joust's technology enhances efficiency for both customers and lenders, eliminating the need for traditional methods like visiting bank branches or using mortgage brokers. In 2020, Joust merged with LoanDolphin, strengthening its position as a leading online home loan auction platform in Australia and reinforcing its commitment to innovation in the financial services sector.