Jana Small Finance Bank is a public small finance bank based in Bangalore, India. It began operations on March 28, 2018, after receiving a license from the Reserve Bank of India in 2017. The bank evolved from Janalakshmi Financial Services, a microfinance institution established in 2006. As the fourth-largest small finance bank in India by assets and deposits, Jana focuses on financial inclusion, serving urban and underserved populations with a blend of traditional and digital banking solutions. Jana offers a range of services, including savings accounts, fixed deposits, and various loan products such as microfinance, MSME loans, and affordable housing finance. Its digital banking platform, DigiGen, facilitates mobile and internet banking, digital wallets, and paperless account opening. The bank is committed to providing tailored financial products for low-income groups, including doorstep banking and small-ticket loans. With a focus on sustainable practices and customer-centric solutions, Jana aims to enhance access to banking for unbanked and underbanked communities across India.