Instapay Technologies Sdn Bhd is a financial technology company based in Malaysia that specializes in digital payment solutions and payroll management for underbanked populations, particularly migrant workers. The company is regulated by Bank Negara Malaysia and operates as an e-money issuer, focusing on financial inclusion and compliance with local regulations. Instapay offers a digital account linked to a prepaid Mastercard, along with a mobile app that simplifies payroll processes for employers. This platform allows organizations employing migrant workers in low-skilled sectors to manage salary disbursements digitally, reducing cash dependency and enhancing access to financial services. Key features include a corporate portal for payroll management, secure digital transactions for employees, and international remittance capabilities. With a mobile-first approach and a commitment to regulatory compliance, Instapay aims to expand financial inclusion across Southeast Asia. The company is dedicated to lowering remittance costs and improving access to formal payment channels for its users.