The Innovative Payments Association (IPA) is a trade organization that represents the electronic payments sector. Based in Montvale, NJ, the IPA advocates for prepaid products, mobile wallets, and person-to-person (P2P) payment technologies. The organization focuses on advancing electronic payment adoption, promoting financial inclusion, and engaging with legislative and regulatory bodies. Under the leadership of President & CEO Brian Tate, the IPA provides resources and insights to help businesses navigate the payments landscape. It emphasizes advocacy on key issues, education on trends like Earned Wage Access and Buy Now Pay Later, and networking opportunities through events such as the Innovative Payments Conference. The IPA collaborates with various stakeholders, including payment processors, fintech firms, and financial institutions, to foster a more inclusive and secure electronic payments ecosystem.