ininal is a Turkish digital banking and payment platform founded in 2012 and operates as a subsidiary of Multinet UP. The company received electronic money activity permission from Turkey’s Banking Regulation and Supervision Agency in 2017. It aims to provide accessible financial solutions to individuals and businesses, particularly targeting Turkey’s underbanked population. ininal offers a range of services, including Visa prepaid cards with contactless payment options, a mobile wallet app for managing funds and transactions, and corporate solutions such as bulk payments and virtual POS for online merchants. Users can load funds through over 50,000 retail locations, ATMs, or bank transfers. The company serves various industries, including e-commerce, transportation, and entertainment, providing tailored solutions for payment processing and loyalty programs. With a focus on low-cost financial infrastructure, ininal is integrated with major retail networks and BKM Express, enhancing its service offerings.