Imperial PFS (IPFS) is a prominent provider of commercial premium financing solutions, established in 1977 and headquartered in Kansas City, Missouri. The company specializes in offering short-term loans that help businesses and individuals secure property and casualty insurance while managing their cash flow. With approximately 650 associates and 30 offices across the U.S., Canada, and Puerto Rico, IPFS has financed over 835,000 loans totaling $17 billion in 2024. IPFS provides a range of technology-driven financial solutions tailored for insurance agents, providers, and insureds. Their offerings include premium financing for insurance premiums, flexible payment options through IPFS Totalpay, and a unified platform called IPFSDirect for premium billing and collection. The ONE Platform offers comprehensive insurance management tools, while IPFS Payments simplifies secure online payment processing. The company is recognized as a national leader in premium financing, emphasizing innovation and customer-centric technology to enhance the insurance experience.