iBusiness Funding is a financial technology company that specializes in lending solutions for small and medium-sized businesses (SMBs). Operating as a subsidiary of Ready Capital Corporation since 2019, the company aims to provide affordable and reliable capital efficiently. Its proprietary LenderAI platform automates loan processing and risk assessment, enhancing access to funding for underserved borrowers. The company offers a range of lending products, including term loans, SBA 7(a) loans, USDA loans, and lines of credit. Term loans range from $25,000 to $500,000, while SBA loans can go up to $5 million. iBusiness Funding has expanded its capabilities through the acquisition of Funding Circle US, positioning itself as a leading SBA lender for loans under $500,000. With a focus on data-driven decisions and compliance, the company has facilitated over $7 billion in loans, including significant amounts in SBA lending.