Ibank (Investbank AD) is a Bulgarian commercial bank offering a wide range of financial services to both individuals and corporate clients. Services include consumer loans, credit cards, stock exchange intermediation, and online payment solutions like Blink Instant Transfers[3][4]. Their target audience spans retail and business sectors. The unique selling proposition (USP) is their focus on universal banking with a strong emphasis on innovative digital solutions and customer convenience, such as mobile tokens and instant transfers[4]. This positions them as a modern and accessible banking option in Bulgaria.