HugoBank is a digital bank based in Karachi, Pakistan, focused on enhancing financial inclusion. With approval from the State Bank of Pakistan, it operates as a challenger bank, targeting the unbanked population in the country. The bank is a joint venture with Singapore’s Atlas Consolidated, the parent company of the savings app Hugosave. HugoBank offers a range of digital banking services, including 24/7 access to online accounts, seamless payments, and bill management. It provides automated savings options and tailored credit products to meet customer needs. The bank emphasizes financial education to improve literacy and offers tools for budgeting and spending insights. With a fully digital model, HugoBank eliminates physical branches, relying on mobile apps and online platforms to deliver its services. Its mission is to democratize financial services in Pakistan, empowering users to achieve their financial goals.