Howden Hellas SA is an insurance and reinsurance brokerage firm based in Greece. It offers specialist insurance, reinsurance, and employee benefits solutions across various industries in Greece, Cyprus, and Turkey[5]. The company targets SMEs, corporates, and multinationals, providing comprehensive risk management services[5]. Unique Selling Proposition (USP): Howden Hellas's USP lies in its employee ownership model, fostering a culture where employees are personally invested in client success, ensuring a client-centric approach with local expertise and global reach[5].