Housing Investment Partners (HiP) is a South African financial services company that specializes in affordable housing finance. Established in 2010 as a subsidiary of the Old Mutual Group, HiP aims to bridge the affordability gap for lower- to middle-income earners. The company focuses on providing financing solutions that help individuals who face challenges in securing traditional home loans. HiP offers a range of products, including the Amortising Balance Loan, which allows for gradual repayment of the principal balance for new home purchases or refinancing. The company also provides innovative affordability solutions designed to enhance access for low-income customers, often featuring flexible terms. Additionally, HiP facilitates investment in affordable housing projects through Special Purpose Vehicles (SPVs), attracting both institutional and private investors. Under the leadership of CEO Boni, who has extensive experience in construction, real estate, and finance, HiP is committed to sustainable housing solutions. The company collaborates with developers and government-linked entities to align its offerings with national housing affordability goals, primarily serving lower- to middle-income South Africans.