Home.LLC is a fintech startup based in the U.S., founded in 2019. The company focuses on addressing the homeownership crisis and income inequality by offering a fractional homeownership service. Home.LLC provides debt-free capital to homeowners and buyers through equity-based investments, allowing them to access equity in their homes without traditional loans. The company’s services include a fractional ownership model where homeowners can partner with Home.LLC to receive upfront capital in exchange for a share of their home’s future appreciation. The process involves submitting property details for an estimate, undergoing a professional appraisal, and receiving an investment offer. Home.LLC also offers down payment assistance to prospective buyers, helping to reduce barriers to homeownership. The company generates revenue through shared appreciation when homes are sold or refinanced, along with additional fees for services like appraisal and escrow. Home.LLC aims to democratize homeownership by providing flexible financial solutions that avoid traditional debt burdens.