Home Trust Company, established in 1977, is a prominent financial services institution in Canada and a subsidiary of Home Capital Group. The company focuses on helping Canadians achieve their financial goals, particularly those who may not qualify for traditional lending options. In early 2025, Home Trust became part of the Fairstone Bank family, enhancing its capabilities in alternative lending, especially for residential mortgages aimed at near-prime borrowers. Home Trust offers a variety of financial products and services, including mortgage solutions for residential and non-residential properties, various Visa credit cards, and deposit services through partnerships. Their mortgage offerings cater to purchases, refinances, and renewals, while their credit cards provide flexibility for different customer needs. Additionally, Home Trust provides secure savings options like Guaranteed Investment Certificates and High Interest Savings Accounts. With headquarters in Toronto and offices in major cities across Canada, Home Trust is dedicated to serving a diverse customer base, including newcomers, self-employed individuals, and those with credit challenges. The company leverages digital solutions to enhance customer experience, ensuring personalized financial support for its clients.