Home Credit Vietnam is a leading consumer finance company providing POS loans, cash loans, and revolving loans through online and offline channels. Their services empower underserved customers with little or no credit history to access financing easily and safely[1][2]. The target audience includes individuals seeking accessible financial solutions. Home Credit's unique selling proposition lies in its innovative, responsible lending model, coupled with a strong focus on customer experience and digital transformation, making financial services accessible and user-friendly[1][3]. This approach positions them as a preferred choice for Vietnamese consumers seeking convenient and reliable financial solutions.