Highlands Residential Mortgage, Ltd. is a retail mortgage lender based in Allen, Texas, founded in 2010 by Bill Starkey Sr., Ken Hickman, and Brian Starkey. The company has expanded from its Texas roots to over 40 branch locations across the country, employing around 593 staff members. Highlands is dedicated to a customer-centric approach, providing expert guidance through a low-stress home financing process. The company offers a variety of mortgage products, including purchase loans and refinancing options, tailored to meet individual needs. Their technology-driven process features a mobile app for loan tracking and emphasizes clear communication throughout the loan lifecycle. Highlands focuses on building partnerships with homebuyers, real estate professionals, and builders, ensuring clients receive region-specific advice and competitive loan options. Highlands has been recognized as the #1 Best Mortgage Company to Work For in 2025 and is known for its community engagement through charitable initiatives. The company fosters a supportive environment for employees and continues to grow strategically while maintaining its commitment to exceptional service.