Highbeam is a financial services platform tailored for ecommerce and omni-channel brands. Founded in 2022, it provides integrated banking, credit, and cash-flow management tools designed to support independent sellers and brand founders. The platform focuses on delivering transparent and automated financial solutions to enhance growth and profitability. Highbeam offers a range of services, including high-yield checking and savings accounts with FDIC insurance, fee-free transactions, and spend management tools that provide cash back on purchases. Its credit services feature flexible financing options, such as revolving lines of credit and flat APR loans. Additionally, Highbeam incorporates automation tools like AI-driven agents for treasury management and integrated bill pay to streamline financial operations. The platform is available to U.S.-based companies that meet specific eligibility criteria, including having an Employer Identification Number and business registration. Highbeam's unique approach combines AI automation with human expertise, ensuring clear pricing and seamless integration with ecommerce platforms for comprehensive financial oversight.