HDFC ERGO General Insurance Company Limited offers a wide range of insurance products, including health, vehicle, travel, home, and personal accident insurance for retail customers, and liability, marine, and property insurance for corporate clients. They also provide rural insurance solutions like rainfall index insurance and cattle insurance. Their target audience includes individuals, families, and corporate entities. The unique selling proposition (USP) of HDFC ERGO lies in its comprehensive product suite and strategic partnerships, such as its merger with Apollo Munich Health Insurance, enhancing its position in the accident and health insurance segment[1][3][5].