HDBank, or Ho Chi Minh City Development Joint Stock Commercial Bank, is a prominent financial institution in Vietnam, established in 1989. With over three decades of experience, it ranks among the top 20 largest listed companies in the country by market capitalization. HDBank serves more than 9.2 million customers through its extensive network of 286 branches nationwide and employs approximately 14,500 to 17,300 staff. The bank offers a wide range of services, including retail banking, SME banking, supply chain finance, consumer finance, and trade finance. HDBank is committed to digital transformation and sustainable banking practices, providing customer-centric digital solutions and supporting green projects. It has received several awards for its excellence, including recognition as the Best Bank in Vietnam and a B1 credit rating from Moody’s. HDBank continues to focus on expanding its reach, particularly in underserved markets across rural and semi-urban areas.