Hatio Innovations Private Limited is a Mumbai-based fintech company and a subsidiary of Indiaideas.com Limited (BillDesk). Established in 2017, Hatio specializes in developing scalable, real-time software solutions for the banking and financial services sector, focusing on security and compliance. The company offers a range of services, including a UPI Payout API that enables businesses to execute instant money transfers and a fintech infrastructure designed for banking institutions that supports real-time transaction processing and large-volume data handling. Hatio also provides expertise in payment ecosystem solutions, covering areas such as credit intermediation and investment management. Co-founded by Vivek Steve Francis and Sreekanth G S, Hatio employs between 101 and 150 people. The company serves clients in the banking, financial services, and insurance sectors, leveraging the expertise of its parent company, BillDesk, to enhance its offerings in India's payment infrastructure.