Graviti is a Mexican buy now, pay later (BNPL) platform based in Mexico City. Founded in 2019 or 2020, the company focuses on providing financing options for household appliances to unbanked and low-income populations in Latin America, particularly in Mexico. Graviti enables customers to purchase essential home appliances like solar heaters, refrigerators, and washing machines through flexible payment plans, allowing payments to be made weekly, bi-weekly, or monthly. The platform integrates with WhatsApp for customer onboarding and support, enhancing accessibility. Graviti uses alternative data points to assign credit scores, helping individuals who may not qualify for traditional credit. The company partners with microfinance institutions and major appliance distributors, such as Whirlpool and Mabe, to ensure its products reach low-income households. Graviti has raised $3.61 million in funding and aims to expand its product line and strengthen its financial capabilities to support merchant financing.