Grameen America, Inc. is a nonprofit microfinance organization founded in 2008 by Nobel Peace Prize laureate Muhammad Yunus. Based in New York City, it adapts the Grameen Bank model to empower low-income women entrepreneurs in underserved U.S. communities through financial inclusion and peer support. The organization operates 20 branches across 13 cities, including Los Angeles, Miami, and Oakland, serving over 104,000 women and disbursing over $3 billion in microloans. Grameen America provides microloans starting at $2,500, requiring no collateral or credit history. Members receive financial education in budgeting, credit building, and business management. The organization also supports credit building by reporting loan repayment data to major credit bureaus and encourages savings through structured deposit plans. Utilizing a group-lending methodology, members join small groups for accountability and mentorship, fostering community engagement through weekly meetings. Grameen America focuses on female entrepreneurship as a pathway to economic mobility, aiming to address systemic financial exclusion in urban communities.