Your First Choice in Alternative Lending. Our services provide credible and affordable alternative lending solutions to consumers who do not qualify with traditional lenders. The Ginkgo management team has over 50 years of combined professional experience in real estate and financial disciplines, with a solid track record of success. Our Solution Advisors actively work to save agents from headache deals by working out the best solutions. Ginkgo MIC services all over Canada, from the very east in Halifax to the far west in Vancouver. With our headquarters in Toronto and a branch in Vancouver, we are strategically positioned and well-seasoned in Canada's two strongest and largest cities for real estate.