Gini Finance is a technology-driven company based in Istanbul, Turkey, that specializes in credit scoring solutions for the financial services industry. The company aims to enhance financial inclusion by using innovative technology and data analytics, particularly for individuals with limited credit histories. Gini Finance offers a variety of services to help financial institutions assess creditworthiness more effectively. Their solutions include thin-file credit assessments, which enable banks to serve a broader customer base. The Panorama solution integrates with e-Government portals to provide a comprehensive view of an individual's financial status. Credolab analyzes smartphone usage patterns to evaluate financial behaviors, while TalentScore assesses resumes and LinkedIn profiles for creditworthiness insights. Additionally, AssessNow conducts video calls with applicants to personalize risk assessments. Gini Finance also provides data enrichment solutions to automate credit risk decisions, further supporting financial inclusion.