GIMO is a Vietnam-based fintech startup founded in 2019, specializing in earned wage access (EWA) solutions for underbanked blue-collar and gig workers. With a mission to enhance how employees manage their earnings, GIMO provides real-time access to wages through a mobile app, along with financial tools and benefits. The company, which is backed by Y Combinator, has a team of 40 employees based in Hanoi and is making strides in Southeast Asia's fintech landscape. GIMO's flagship product allows employees to withdraw accrued wages before payday, promoting financial flexibility and reducing reliance on predatory loans. The company also offers a financial wellness platform that includes budgeting, savings, and investment tools. GIMO partners with businesses to provide flexible payroll solutions, which earned it the award for Most Innovative Flexible Payroll Solutions for Businesses at the 2024 International Finance Awards. Additionally, GIMO engages in community initiatives, such as delivering free essentials to factory workers, highlighting its commitment to social impact.