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About Gems N Loans

Proudly serving North County for 20 years. We have an A+ rating with the Better Business Bureau, and have GIA certified Accredited Jewelry Professionals (AJP), Graduate Gemologists (GG), and Graduate Jewelers (GJ) on staff to assist you. We have four locations to serve you, Oceanside, Vista, Escondido and Temecula. We offer instant cash loans from $15 to $15,000 or more and we can ‎finance‬, 90 day ‎payment‬ option, same as cash, no credit check-no hassles. We pay the highest prices in North County for your gold and platinum no matter its age or condition. We offer complimentary jewelry cleaning, full service repair and customization including sizing.

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