GEM Mortgage, Inc., also known as Golden Empire Mortgage, Inc., is a well-established residential mortgage lender and servicer based in Bakersfield, California. With nearly 30 years of experience, the company is dedicated to providing access to credit for all consumers. It is licensed under the California Residential Mortgage Lending Act, ensuring compliance with state regulations. The company offers a variety of mortgage services and products aimed at simplifying the home lending process. GEM Mortgage focuses on building strong, lasting relationships with its customers, emphasizing a customer-centric approach. The company generates significant revenue and employs around 260 people, with its primary operations in California and a presence across four continents. GEM Mortgage is committed to treating all customers with equal importance, reflecting its belief that "our customers are our business."