Gateway Bank is a customer-owned bank in Australia, founded in 1955. It offers services like savings accounts, personal loans, term deposits, credit cards, home loans, and insurance[1][4]. The bank operates digitally and through post offices across several Australian states[1]. Gateway Bank's unique selling proposition is its focus on putting people before profits, using all profits to benefit customers rather than shareholders[1]. The target audience includes individuals and families seeking community-focused banking services. The bank's commitment to customer welfare and lack of shareholder pressure differentiate it from traditional banks.