FundLoans is a wholesale jumbo lender based in San Diego, California, specializing in non-QM (Non-Qualified Mortgage) loans. The company focuses on making the mortgage underwriting process more accessible for borrowers who may not meet traditional lending criteria. FundLoans emphasizes flexible underwriting that considers compensating factors, allowing for approvals even with unconventional income or past credit events. The company offers a range of mortgage products tailored for self-employed borrowers and those seeking jumbo loans. Their services include a Standalone 2nd Mortgage for accessing equity, a Bank Statement or P&L Program for self-employed individuals, a Non-QM Full Doc program for those who narrowly miss qualifying for conventional loans, and a DSCR or No Ratio Program for real estate investors. Loan amounts can reach up to $6 million, catering to various borrower needs.