FTL Finance is a consumer finance company that specializes in financing for home improvement projects. Operating as FTL Capital Partners LLC, the company has been in business for over 23 years and is based in Saint Charles, Missouri. It has been accredited by the Better Business Bureau since 2021 and holds an A+ rating. FTL Finance offers customizable financing programs tailored for residential projects. Their services include fixed-rate financing for HVAC systems and home upgrades, multi-program options for various credit types, and digital tools for payment processing and project management. The company supports financing for a range of home improvements, including plumbing, electrical, and structural upgrades. FTL Finance focuses on a contractor-driven model, providing training programs and dedicated support to help contractors customize financing packages. Homeowners benefit from flexible payment options, streamlined approval processes, and transparent terms. The company aims to foster partnership-driven growth, equipping contractors with marketing tools and financing education to enhance customer retention.