Freo is a prominent Indian neobanking platform that provides digital financial services without physical branches. With a mission of "banking without boundaries," Freo serves over 30 million users across more than 1,200 cities in India, focusing on democratizing financial access through mobile-first solutions. The platform is designed to cater to underserved markets, offering support in multiple vernacular languages. Freo offers a range of services, including Freo Pay for UPI-based payments, Freo Save for high-yield savings accounts, and Freo Borrow for instant credit lines and personal loans. Additionally, it provides free credit score monitoring, gold loans against digital gold holdings, and integrated insurance and investment products. The platform is particularly appealing to urban and semi-urban populations who prefer app-based banking and require flexible financial solutions. Freo's advanced risk management systems and scalable digital infrastructure enhance its service delivery across a vast portion of India.